Arghhh…Assurance De Merde!

For the non-French speaking people, the title is: “Arghhh…Shitty Insurance!”

Before coming to the US, I didn’t know what it meant to have a shitty health insurance. I feel like I’ve wasted my money in an insurance that is not willing to pay anything of what I have needed to so far.

Case #1
I thought that I was losing my hair, so I called the insurance to ask if they covered hair loss. Short answer: NO. But here’s the conversation I had with them:

Me: How much does the insurance cover for a visit to the dermatologist?
Trawick International: Please hold on a second.
[1 or 2 min go by]
TI: Why do you want to go to the dermatologist? Is it because of acne?
Me: No, I want to go to the dermatologist to find out if I’m going bald.
TI: Ok, please hold on a second.
[1 or 2 min go by]
TI: Sir, is your hair loss caused by a disease?
Me: I don’t know, that’s why I want to see a dermatologist, I want to know if I’m going bald.
TI: Well, if your hair loss isn’t caused by a disease, then we won’t cover it.
Me: Ok, thank you
TI: Is there anything else you would like me to help you with?
Me: No.

Case #2

Me: I have a ******* **** that needs to be removed and I wanted to know if the insurance would cover it.
Trawick International: Please hold on a second.
[Not even a 1 min pause]
TI: ******* **** are listed under cosmetical things and are not covered under your policy.
Me: Yeah, but it’s very painful and I’m having a lot of trouble walking.
TI: Well, it’s not covered under the policy.
Me: Why am I paying for this insurance if it doesn’t cover anything?
TI: All of this was listed in the policy.
Me: Ok, thank you for your time.
TI: Is there anything else I can help you with?
Me: No.

I’m very annoyed right now. If I didn’t need the insurance to stay enrolled at UWF, I would have cancelled it today.

Where’s Michael Moore when you need him?

2 Responses to “Arghhh…Assurance De Merde!”

  1. November 4th, 2011 | 11:00 pm

    Awsome info and right to the point. I don’t know if this is really the best place to ask but do you guys have any thoughts on where to hire some professional writers? Thanks 🙂

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